What's a mutual fund?
A mutual fund is a collection of investors’ money that fund managers use to invest in stocks, bonds, and other securities.
Why Invest in Mutual Funds with The Guardian Assets?
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Lower costs
Our average expense ratio across our mutual funds and ETFs is 84% lower than the industry average
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Less risk through more diversification
One mutual fund can invest in hundreds—sometimes thousands—of individual securities at once. So if any one security does poorly, the others are there to help offset that risk.
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Professional management
You don’t have to keep track of every security your mutual fund owns. The fund is managed by experts who take care of that for you.
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Convenience
You can buy and sell mutual fund shares online and set up automatic investments and withdrawals.
The Guardian Assets Mutual Fund Options
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Index funds
A smarter way to invest in the whole market.
Rather than trying to pick individual stocks, index funds offer broad market exposure, low costs, and long-term growth potential. It’s a simple, efficient way to invest in dozens or even hundreds of companies at once — ideal for investors who value stability, diversification, and minimal management fees.
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Actively managed funds
Expert strategy. Hands-on decisions. Targeted performance.
Our experienced investment team carefully selects and monitors actively managed funds to help clients capture market opportunities and respond to changing conditions.
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Target retirement funds
Invest today for the future you want tomorrow.
Our target retirement funds are built for simplicity and peace of mind. Just choose a fund that aligns with your expected retirement year, and we’ll handle the rest — from diversification to rebalancing.
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ESG funds
Invest with purpose. Grow with principles.
We offer ESG-focused investment options that prioritize sustainability, ethical business practices, and responsible leadership — while still aiming for competitive returns.
Frequently Asked Questions
What is a mutual fund?
A mutual fund pools money from many investors to invest in a diversified portfolio of stocks, bonds, or other assets. It’s managed by professional fund managers who make investment decisions on behalf of the investors.
How do I earn money from a mutual fund?
You can earn returns in three main ways:
- Capital gains when the value of the fund’s holdings increases
- Interest or dividends from the assets held in the fund
- NAV growth, where the Net Asset Value of your investment increases over time
Are mutual funds safe?
While no investment is completely risk-free, mutual funds are considered a relatively lower-risk way to invest because of their built-in diversification. The level of risk depends on the type of fund (e.g., equity, bond, balanced).
What types of mutual funds does The Guardian Assets offer?
We offer a variety of mutual funds to suit different risk appetites and investment goals, including:
- Equity Funds
- Bond Funds
- Balanced Funds
- Money Market Funds
- ESG
- and Thematic Funds
Is my money safe with The Guardian Assets?
Client safety and trust are our highest priorities. We follow regulatory standards and implement strict security protocols to protect your investments. Additionally, our team consists of experienced professionals who act with integrity and transparency.
What’s the minimum amount required to invest?
We offer mutual funds with accessible minimum investment amounts, making it easier for both new and experienced investors to get started. Please contact us for fund-specific minimums.
Can I withdraw my money anytime?
You can start by booking a consultation with one of our investment advisors. We’ll help assess your financial goals and risk tolerance, and recommend mutual funds that are the right fit for you.
How are mutual funds taxed in Bangladesh?
How do I start investing in a mutual fund with The Guardian Assets?
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