Explore Our Money market funds
Stability. Liquidity. Peace of Mind.
Money Market Funds are designed for capital preservation, liquidity, and low risk — making them ideal for short-term savings and cautious investors. At The Guardian Assets, our money market funds give you a safe place to park your cash while still earning modest returns.
What's a Money market funds?
A money market fund is a type of mutual fund that invests in high-quality, short-term debt securities such as Treasury bills, government bonds, and certificates of deposit (CDs). These funds are managed to maintain a stable value and offer easy access to your money.
Why Invest in Money Market Funds with The Guardian Assets?
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High Liquidity
Easily access your money with fast redemption options — often within 1 business day.
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Better Returns than Savings Accounts
Earn more than a traditional bank savings account, while still maintaining stability.
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Ideal for Parking Cash
Perfect for temporary savings, emergency funds, or waiting to invest in higher-growth assets.
The Guardian Assets Money Market Funds Options
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Government Money Market Funds
Invest primarily in government securities like Treasury bills and short-term sovereign debt.
Best for: Investors seeking maximum safety and liquidity.
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Prime Money Market Funds
Include a mix of government and high-quality corporate debt instruments.
Best for: Investors looking for slightly higher yields with minimal additional risk.
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Treasury Money Market Funds
Focus exclusively on short-term Treasury securities.
Best for: Ultra-conservative investors or those looking for a safe place to park cash temporarily.
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Institutional Money Market Funds
Designed for larger investors or corporations with higher minimums, but potentially lower fees.
Best for: Businesses or high-net-worth clients managing cash reserves.
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Retail Money Market Funds
Built for individual investors with low or no minimum investments.
Best for: Everyday savers and individuals looking for secure short-term investment options.
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Shariah-Compliant Money Market Funds
Structured according to Islamic finance principles, avoiding interest-based and non-compliant instruments.
Best for: Investors looking for halal financial solutions.
Frequently Asked Questions
Are money market funds safe?
Yes. They are among the least risky mutual fund options because they invest in short-term, high-quality debt instruments. However, like all investments, they are not entirely risk-free.
Can I lose money in a money market fund?
While rare, it is possible. Money market funds aim to maintain a stable value, but fluctuations can occur in extreme market conditions. However, they are generally considered safe for conservative investors.
How quickly can I withdraw my money?
Withdrawals are typically processed within 24 hours, making money market funds highly liquid. They are ideal if you want easy access to your cash.
What kind of returns can I expect?
Returns vary based on interest rates and market conditions. While lower than stock or bond funds, money market funds typically offer better returns than a standard savings account.
Is there a minimum investment amount?
The Guardian Assets offers money market funds with low entry points, making them accessible to most investors. Contact us to learn about current options and terms.
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